Is the  Credit Card  Companies'  Universal Default Clause  at Risk?
1 May 2006   Universal default  allows  credit card  companies to periodically check your credit and increase rates if deemed appropriate.
' Universal default ' rules explained: Pay one bill late, get 
12 Mar 2007  The answer is found in the fine print of your  credit card  agreement, and it's called a  universal default clause . According to the Institute 
What is a  universal default clause ? -  Credit Card  Application
4 Oct 2007  One of the most unfair tricks in recent memory is the  Universal Default Clause . In many of the little booklets sent out to  credit card  
how to fight the  credit card  companies at - Yahoo! Personal 
9 May 2005  Many  credit card  lenders have a policy that allows them to increase your interest rate if you pay anyone late.
Protection from the  Universal Default Clause 
23 Nov 2004  This practice is called the " universal default "  clause  and increasingly is becoming a standard  clause  in  credit card  agreements. 
 Credit Card  Help - How to Avoid  Credit Card  Interest Rate Hikes
16 Apr 2008  This is a guest post from Randall at  Credit  Withdrawal, who is pinch-hitting for me as I travel to my cousin's  funeral. Show him some love, 
 Universal default  - Wikipedia, the free encyclopedia
21 Oct 2009  A lot of  credit cards  have a  universal default clause . This  clause  simply states that if you are late with  credit card  Company A, 
 Credit Cards : What is the  Universal Default Clause ?
George Orwell's prognostication that Big Brother would keep tabs on our private lives never fully materialized. But many  credit card  companies can and will 
 Universal Default Clause 
4 Dec 2010  However, many people don't realize that it is up to one third of all  credit card  issuers now include what is known as a “ universal default  
Answers ::  Universal Default Clause 
26 May 2009  Your  credit card  provider has the legal right under the " universal default "  clause  to raise your interest rate and lower your credit limit 
 Credit Cards  and The &Ldquo; universal Default Clause ” | Bizcovering
28 Aug 2010   Universal default clauses  were banned under the CARD Act -  credit card  issuers are no longer allowed to use this practice to increase 
What  Universal Default  Means and How it Affects You | SPENDonLIFE
Hidden deep in the small print of your  credit card  terms and conditions, you may find the dreaded policy known as the " Universal Default Clause ". 
How to Spot  Universal Default  on a  Credit Card  Application | eHow.com
In addition to this, those  credit card  lenders who follow the  Universal Default Clause  can raise your interest rate to 30%  or more if you are late paying on 
 Credit Cards  -  Universal Default  - Pricing  Clause 
This is the practice of  Universal Default . It is a relatively new  clause  added to the terms and conditions of banks and  credit card  companies. 
What is the  Universal Default Clause ? -  Credit  Tips from Creditnet.com
 Credit Cards  - Universal Default - Pricing  Clause  By Jim Sinclair  charge will result in the increase under the  Universal Default  or Re pricing  Clause . 
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